Bond Application
The first thing we will do is to pull your credit report and assess if you are in a position to apply for a home loan. If the credit report looks great, these are the documents we will need;
Fixed Income Earners
3 months bank statement
3 months payslips
ID copy
Fluctuating Income Earners
6 months bank statement
6 months payslips
ID copy
Joint Application
Spouse/partner 3 months Payslips (Fixed income) & 6 months payslips (Fluctuating Income)
Spouse/partner 3 months Bank statements
Spouse/ ID copy
Self Employed Application
Financial statements – 2 yrs
Auditor/Accountant Letter of Income confirming monthly drawings
Letter of Shareholding Percentage
Business Bank Statements
Personal Bank Statements
IT 34
Rental Schedule (if receiving rental income)
Signed Income & Expenses
Signed Personal Statement of Assets & Liabilities
Signed IDX form
Company Registration Documents
ID Copy